Take Charge of Your Money.
Take Charge of Your Life.
A practical 4‑week coaching program
In 6 Months, You Could...
Have your dream job
Get out of debt
Have a comfortable savings account
Live life on your own terms!
We’ll cover it all in Your Money Essentials.
What We Offer
Proven Steps
Practical ways to budget, save, and spend with confidence
Clear and Simple
No big fancy words. Just straightforward lessons that make sense
Life-Changing Results
Feel in control and reduce stress, knowing you are in control
What REAL People Are Saying
Ready to Take Charge of Your Financial Future?
The Money Essentials course gives you the tools, strategies, and mindset to take control of your finances, reduce stress, and start making real progress.
It’s time to stop spinning your wheels and start building the future you deserve.
4-Week Program Breakdown
1
Week 1:
Budget Setup
Map your income and spending, set realistic categories, and create a working monthly budget template you can use every month.
2
Week 2:
Trim & Reallocate
Identify quick wins to reduce monthly expenses and reallocate those dollars to debt and savings without sacrificing essentials.
3
Week 3:
Payoff Strategy
Create a prioritized debt-payoff plan (snowball or avalanche) that fits your budget and keeps progress visible and motivating.
4
Week 4:
Automation & Habits
Automate transfers, track behavior, and establish quick weekly check-ins to keep momentum after the program ends.
Start Your Financial Reset
One-time tuition includes four live coaching sessions, downloadable templates, and two weekly accountability check-ins. Payment plans available at checkout.
- Live coaching each week
- Practical templates
- Money-back guarantee
$59
one-time
Join the Waitlist to Find Out When We're Holding the Next Workshop:
Real Results From Clients
"I work really hard for my money, but I didn't know where it was going. I was able to understand, from the ground up, how it works and have the tools that go with it."
Amie Hyatt
"When I was younger, I was never given the tools to know how money works. I just never had those skills growing up."
Latoya Sea
"Just having a plan is empowering. And that's what I'm looking forward to is having a financial plan."
Kakhi Perkins
Meet Phillip Lanier
Phillip Lanier’s story begins in Fort Mill, South Carolina. He was raised by a sixteen-year-old single mom and grew up without spare cash or a safety net. School did not come easy. He failed English, missed his own high school graduation, and at 18 spent nights in a tent while piecing together more than 20 low-wage jobs.
His turning point arrived in the construction field. With no formal training and nothing in savings, he put on a hard hat, dug ditches, and learned the business from the ground up. Over 20 years he built a company employing 115 people, then sold it and retired at 47.
Today Phillip leads Your Money Essentials, mentoring people who feel stuck and want a path forward. His message is simple: with grit, faith, and the right guidance, you can change your future.
Common Questions
Who is this program for?
People who want clear, practical steps to tackle debt and start saving — no prior finance knowledge required. If you’re ready for small weekly changes that stack up, this is for you.
Is there a money-back guarantee?
Yes — a 14-day satisfaction guarantee on the start date. If the program isn’t a fit, contact support for a refund per terms.
Can I join if I have low income?
Yes. We offer payment plan options and emphasize low-cost behavioral changes that work at most income levels.
PO Box 869
Mt. Pleasant, 29465
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